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Everything you need to know about the collision damage waiver
If your head tends to spin after a rental car agent explains the extra insurance options when renting a car, I’m here to help.
There are so many choices, but do you really need the extra rental car insurance in the first place? In this guide, I dive into the collision damage waiver to answer this question and more.
What is a collision damage waiver?
A collision damage waiver (CDW), also known as a loss damage waiver, is an agreement where the rental car agency waives its right to charge a high deductible for damage to a rental car.
Do i need to buy rental car insurance if i have full coverage
It is not so much insurance as a guarantee the rental company will pay for any damages to your rental car.
What does CDW insurance cover?
CDW insurance typically covers any damage to a rental vehicle while in your possession, such as driving in a city and getting into a fender bender.
It also covers theft of the vehicle and vandalism. Waivers can cover lost income a rental car company might charge while the car is being repaired.